After losing my Golden I waited a long time to get another dog. Tried to adopt one but it didn't work out. The breed I love has health concerns. I did a lot of research and ended up selecting an English Creme Golden Retriever. There are many who feel the European version has a lower rate of cancer and other health issues. I'm not 100% convinced but I'm going with it. The breeder I chose also is very convinced that health issues in all dogs are significantly related to GMO's and dog nutrition. I've done some reading about this as well. It makes sense to me and I'm also going to follow her recommendations hoping it will improve the odds in health issue avoidance. In the end like humans there are no guarantees and it's a crap shoot. I visit a facebook pages related to the breeds and have noticed quite a few dogs having medical problems and bills that are outrageous. I also see this trend of people using gofundme and other methods to get help in paying the bills which can run into the 6 digits. The last story had the bill at over 10M. The dog made it home and 6 thousand was donated by strangers. Amazing. I am deciding whether pet insurance might be the responsible thing to do. It can be expensive to insure a puppy and the breed impacts the cost. $40.00 a month approx. I think it is a shame that people have to make a decision to let an animal go because the bills are so high. How many here purchased pet insurance to help pay bills ? I'm not comfortable with the gofundme approach but I also know I would do everything I could to save my dog if his quality of life was going to be good.. Insurance ? Do you have it ?