I'll bite...So I just bought a 80 gun safe with removable shelving to keep some guitars in does any body else do this and if so is humidity an issue.
Through Heritage - My Auto/Renters was way too difficult to deal with - they wanted professional appraisals which is a no go.Can you share some details of how you insured your instruments..? Thru your homeowners or a speciality company..?
I do like the safe idea also..!
although you'll probably get a seriously depreciated value in case of a loss, rather than the agreed value or replacement cost that you'd get through Heritage...I insure mine through my homeowners. With my company, as long as they are worth less than $25K, they will do it without appraisals.
Well theft is my main concern but my safe has about he same raitings as yours so yes some fire protection is better than nothing and the website said if properly installed it is flood resistant wih triple seals on the door although I have my doubts on that one.I looked up some typical ratings for gun safes, but they vary widely by manufacturer. My safe is rated such that the internal temperature can reach 350 degrees after 30 minutes of exposure to a 1700 degree fire, which is a fairly average rating for a middle-of-the-road safe. However, some of the less expensive "fire" safes get as hot as 500 degrees inside. Neither can be good for a guitar, but both are better than nothing. Of course, if your safe is properly installed, it should provide good protection against theft.