Gold Supporting Member
I have a similar situation. I’m not rich with money (I have a great family), I work hard for what I have. I didn’t intend to sound like anything with my post but if I want something, I have to find it in our budget. That means I have to cut my own self out of something else to get it. I can’t ask my family to skimp, I have to. And, that’s how I do it.+1 on never using a loan or credit for gear (and as others have said, buying on credit card and paying it off at the end of the month is another thing)!
Kind of an interesting/confusing question, though ... I've worked hard, have degrees, and have a good job; I do not have money coming out of my ears, and I have one kid in college and another soon to be in college. My gear purchases come from me setting aside a bit each month until I can pay for the gear (or the deposit, if it's a custom piece), and then I buy it. If I have extra gear I can sell or trade, I will do that, as well.
How else do people buy gear??