Our band is investing in new subs. All the pa is owned by the singer, essentially it is his band. But on this purchase, it makes sense to put 1 of the new subs on my GC card to get 12-month no interest and have him pay me back over time. I'm not nervous about the transaction, but should we go ahead and make specific arrangements in the event my band tenure doesn't out last the debt? Any one have examples of such an agreement? I don't feel like we need to put it in writing as much as have an adult understanding.