First of all, the stakes involved here are very low... this is all about a $25 guitar strap purchase that the seller cancelled the next day. But it still bugs me. Apparently the seller has up to 10 days to refund my money. It got me thinking - is this just some stupid way for him to get a free short-term “loan” and add some bucks to a PayPal account for a few days? Absent some kind of explanation from the seller or seeing my money refunded immediately, I can’t offer up the benefit of the doubt. Is this a thing or am I making up a conspiracy?