I live in a very small home with kids, so I understand the dilemma. Honestly, if you're wanting that tone at home, but can't afford the volume, I'd highly recommend something like a Helix or Kemper. The tones are REALLY good on those units, plus you have loads of effects to play with. It's great fun. However, if you're opposed to modeling, then I'd recommend two more things. I'll rate them in order of affordability: 1) Mesa Cab Clone - It will safely load your amp, and the different cab sims work quite well. The thing to keep in mind with this unit is that it will not react like your current speaker. You WILL have to adjust your amp EQ, but you will like the results. Then you can either listen through powered monitors or a good set of headphones. 2) Suhr Reactive Load & A.C.E. - This is a considerably larger investment than the Cab Clone, and I don't think the incremental tonal difference is worth the additional expense, but that's only my opinion. The Reactive Load will make your amp respond just like it's plugged into a real speaker, and the A.C.E. will let you fine tune the cab sim. If you have money to burn, this is the way to go.